Terms & Conditions
About us
Capiva point (“we”, “us”) is an educational platform in GB focused on financial literacy and consumer behavior analytics. Company No.: 41596502. Office: 6 Taylor Estate, Elizabethshire WD6 5QD, GB. Contact: info@capivapoint.co.uk, +44 23 3680 5541.
Acceptance of terms
By accessing or using this site, you agree to these Terms. If you do not agree, do not use the site.
Educational content, not advice
All information is for general education only and is not financial, investment, legal, tax, or other professional advice. You are responsible for your decisions. Seek a qualified adviser where appropriate.
Eligibility
You must be at least 16 years old to use the site.
Licence to use
We grant you a non‑exclusive, revocable, non‑transferable licence to access the site and view content for personal, non‑commercial use. Except where expressly permitted, you must not copy, redistribute, sell, or create derivative works from our content (including text, graphics, simulations, and downloads).
Acceptable use
- Do not misuse the site, interfere with security, or attempt unauthorised access.
- Do not post or transmit unlawful, harmful, or infringing material via forms or emails.
- Do not use automated means to scrape or harvest content without our written consent.
Intellectual property
The site and its content are owned by or licensed to Capiva point and are protected by IP laws. All rights are reserved. Marks, logos and names are our property or that of licensors.
User submissions
If you submit content (e.g., via the contact form), you represent that you have the right to do so and grant us a non‑exclusive licence to use it to operate and improve the site and respond to your enquiry.
Third‑party links and tools
We may link to third‑party sites or tools. We are not responsible for their content or policies. Use third‑party services at your own risk and subject to their terms.
Privacy and cookies
Your use of the site is subject to our Privacy Policy, which explains how we process personal data and how you can control analytics cookies.
Paid offerings
Most content is free. If we offer paid digital downloads, courses or events, your purchase is governed by this document and our Refund Policy. Prices, taxes, and availability may change.
Warranty disclaimer
The site is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including fitness for a particular purpose and non‑infringement. We do not warrant that the site will be uninterrupted, secure, or error‑free.
Limitation of liability
Nothing in these Terms limits liability that cannot be limited under law (e.g., for fraud or death/personal injury caused by negligence). To the fullest extent permitted by law, we exclude liability for: loss of profits, revenue, data, goodwill, or any indirect or consequential loss. Our total aggregate liability arising from the site or these Terms will not exceed the greater of £100 or the amount you paid to us in the 12 months preceding the claim.
Indemnity
You agree to indemnify and hold us harmless from claims arising from your misuse of the site or breach of these Terms.
Changes to the site and Terms
We may modify or discontinue features at any time. We may update these Terms; continued use after updates constitutes acceptance.
Governing law
These Terms and any non‑contractual obligations are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction.
Contact
Capiva point, 6 Taylor Estate, Elizabethshire WD6 5QD, GB • info@capivapoint.co.uk • +44 23 3680 5541